Ph: 027 6444 492


Geoff Wilton is a Registered Financial Advisor. Counties Home Loans is accredited with the following major lenders: ANZ, ASB, Westpac, Sovereign Home Loans, Co-operative Bank Resimac, SBS Bank and others.

Whether you are buying your first home, a rental property, or buying your dream home, let me get the best deals from all the major banks for you.


Meet our director - Geoff Wilton

My name is Geoff Wilton, I was born and raised in the Waikato before heading offshore on the traditional OE where I began a banking career. Upon returning in 2003 I lived in Palmerston North, before settling in Pukekohe and continue to live locally with my Partner. We love this place and the people and couldn't imagine living anywhere else.

My passions are cycling and motorsport, along with supporting our local teams the Chiefs and the Steelers.

Over 15 years in financial services I was recognised as high performer in both personal and business banking before making the choice to open my own business and service the people of Counties doing what I enjoyed most, focusing on helping people achieving home ownership and the creation of wealth through smart financial decisions. Salary earner or business owner, I can work with you to understand your situation and show you what is possible.

I have helped thousands of people and would love the opportunity to assist you with your goals, be it a first home, investment property or simply ensuring that you have the best rates.

Why use a Mortgage Adviser Versus a Bank?

So many of my clients have been going straight to their own bank for years before finally coming to me.

There are countless reasons why it pays to use a mortgage adviser when shopping for your home loan, and even if you want to use your own bank for your mortgage, you can still use an adviser to help process paperwork and manage the application on your behalf, plus there is no direct cost to you.

But if your heart’s not set on using a particular lender, a adviser can be your best friend. Here are my six arguments as to why every borrower should seek out a qualified mortgage adviser when trying to obtain property finance:

Family House
1. Choice

When you sit in front of a adviser you are sitting in front of 10 banks and hundreds of products versus visiting a banker who has access to only one bank’s products.

2. Experience

Ask your bank manager how long they’ve been helping people with home loans. I own the business and am committed to my clients in the long term, with over 15 years of industry experience. Banks are big companies; they move their staff around and reward good performers with promotions away from their customers. If I don't find you the best deal and you don't take the loan with me, I don't get paid! It is in my interest to find you the best deal.

3. Follow Up

Following up the progress of your loan application is time consuming and frustrating. At Counties Home Loans we look after you from lodging the loan to settlement and beyond. A Bank will do the loan and then you are on your own to make sure everything comes together at settlement. Dealing with the bank can often mean dealing with a call centre.

4. Personal Banker

Your mortgage adviser is ‘like the perfect personal banker’ . They know what needs to be done, they make sure it happens and because it’s their own business, they’re in for the long haul. Bank staff change often so even when you find a good personal banker they change jobs before you know it. Whether you are looking to buy your first home, move home, refinance, or invest in property, we can help. Access loans from 15 lenders, get help with paperwork - plus there is usually no charge for this service.

5. Expert advice

Mortgage advisers are experts in the mortgage industry, they only focus on mortgages whereas a bank focuses part on mortgage but also on transaction accounts, credit cards, insurance, personal loans and car loans.

6. Power of accessibility

Mortgage advisers understand the power of accessibility - our priority is our clients, and if that means working with you outside of the Monday to Friday, 9am to 5pm, then we will do it. How many banks will come out to your house at 5pm on a Sunday? Or take your desperate call at 10pm.

Whether you are looking to buy your first home, move home, refinance, or invest in property, we can help. Access loans from 15 lenders, get help with paperwork - plus there is no charge for this service.

Counties Home Loans

Accredited with the following major lenders (and others)
  • SBS
  • Westpac
  • ANZ
  • Cooperative
  • ASB
Hours Mon-Fri: 9:00 am - 6:00 pm,   Sat: 9:00 am - 1:00 pm